Home insurance
Understand dwelling coverage, deductibles, and optional protections for the place you call home.
Explore home insurance ↗Request a home quoteIndependent insurance. A little more Hoppy.
Your independent insurance agency in North Chesterfield, VA.
Compare home, auto, business, life, and health insurance with a local agency. We help you understand coverage and price before you choose.
Share a few details. We’ll help you sort through the options.
Serving North Chesterfield, Richmond, Midlothian, and clients across Virginia and Florida.

Independent & family-owned
Options from multiple insurers
Local people. Clear answers.
From a Hoppy client
“They were super efficient and very professional. I would work with them again in the future. Thank you for all your help!”Yola C. · Homeowner
What would you like to protect?
Choose a coverage area. We’ll help you work through the details and find your next step.
Understand dwelling coverage, deductibles, and optional protections for the place you call home.
Explore home insurance ↗Request a home quoteCompare liability limits, deductibles, and available discounts. Ask us about bundling home and auto.
Explore auto insurance ↗Request an auto quoteExplore coverage around your operations and contract requirements. Get started with General Liability.
Explore business insurance ↗Compare coverage options with your family’s needs and financial goals in mind.
Get help understanding plans, networks, deductibles, and enrollment options.

Meet Billy. The person behind Hoppy.
I’m Billy Sison, owner of Hoppy Insurance Agency in North Chesterfield. With over a decade in insurance, I help people understand their options and feel comfortable asking questions.
We’ll talk through what you need to protect, compare available options, and make sense of the details together. From a first quote to a policy review, you have a local person to call.
(804) 601-1171 · Monday–Friday, 9 AM–5 PM
Independent agency. Familiar insurance names.
We help you explore insurance from a range of companies, with a local person to explain the differences. Find carrier options for your state and coverage below.
A selection of companies Hoppy works with. Carrier and product availability vary by state, location and underwriting. Logos belong to their respective owners.
Why work with Hoppy?
As an independent agency, we compare available insurer options and explain the differences. You get a conversation about what fits your needs, with help understanding the details behind the premium.
Based in North Chesterfield, Billy brings over a decade of insurance experience to your questions, renewals, and changing needs.
A simpler way to shop
From your first question to your next policy review, we’re here to help.
Share what you need to protect, your timing, and your current coverage if you have it.
We explain the available options so you can weigh coverage, deductibles, and cost together.
Pick the option that fits your needs. We’ll guide you through the application and next steps.
Virginia, with a local connection
Start with our local guides for Richmond, Chesterfield County, and nearby communities. Elsewhere in Virginia? Call to discuss the coverage you need.
Our home base
Explore North Chesterfield insurance ↗Coverage around your property and operations
Explore Chesterfield County insurance ↗Serving Richmond from North Chesterfield
Explore Richmond insurance ↗Home purchases, renewals, and growing households
Explore Midlothian insurance ↗One office in North Chesterfield. Service by phone and online across Virginia; insurer and product availability vary.
Before you choose
Have a question? That’s what we’re here for. Tell us what’s on your mind, and we’ll help you find your next step.
An independent agency can compare available options from multiple insurers. Hoppy helps you review coverage, deductibles, and cost together.
The short forms start a quote request. Our team follows up to gather details, review available options, and explain the next steps. They do not produce an instant price or bind coverage.
Our office is in North Chesterfield, Virginia. We help clients in Richmond, Midlothian, Chesterfield County, and elsewhere in Virginia, and also serve Florida. Products and insurers vary by location.
You can start with basic contact information and the coverage you need. A current declarations page, closing or renewal date, and any business contract requirements can help with the follow-up review.
Have a question? That’s what we’re here for. Start with a short request, or call (804) 601-1171.
A little knowledge. A clearer next step.
Have a question about your own coverage? Read the guide, then talk with Hoppy about your situation.
Read Teen Drivers and Insurance in Chesterfield: What Parents Need to Know ↗Have a question about your own coverage? Read the guide, then talk with Hoppy about your situation.
Read Insurance Tips for Older Homes in Chesterfield ↗Have a question about your own coverage? Read the guide, then talk with Hoppy about your situation.
Read How to Explain Replacement Cost to First-Time Buyers ↗These guides provide general education. For help comparing actual options, request a home insurance quote or request an auto insurance quote.