New Homeowner Move-In Field Guide
A checklist for the first days and weeks in your new home, from address changes to things worth checking around the house.
Email me this guide →Before the boxes are unpacked
New homeowner checklists for life after closing.
Moving day is just the start. Get the practical checklists and insurance answers that make settling in a little easier.
Free homeowner resources · Virginia & Florida
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Find a guide for the question in front of you. We’ll email your free PDF so it’s easy to keep. Marketing emails are optional.
Virginia Homebuyer Guide
A guide to help Virginia buyers stay organized and know what to ask before closing.
Email me this guide →Florida Homebuyer Guide
Buying a home in Florida? Use this guide to keep track of questions and next steps before closing.
Email me this guide →Home Inventory Checklist
List your belongings and keep photos, receipts, and serial numbers in one place. It can make things easier if you ever have a claim.
Email me this guide →Homeowners Insurance Decoder
Not sure what a deductible or coverage limit means? This guide explains common homeowners insurance terms.
Email me this guide →Storm & Emergency Preparedness Planner
Make a plan for severe weather, including supplies, emergency contacts, and what to do if you need to leave.
Email me this guide →A good place to start
Three things to do after you move in
01 · THE ADDRESS
Update your address.
Tell your auto insurer where you live and where you park your car. Update your address with your bank and other important accounts, too. A change in garaging address can affect your auto insurance.
02 · THE HOUSE
Find the water shutoff and electrical panel.
Know where the main water shutoff and electrical panel are. Check the smoke alarms, and keep your home inspection and maintenance records somewhere handy.
03 · THE COVERAGE
Look over your homeowners policy.
Check your policy’s effective date, coverage limits, deductibles, and exclusions. It’s also worth asking about flood insurance, which is usually separate.
How Hoppy can help
You don’t have to have every answer.
When something changes at home, we can help you figure out whether your coverage should change, too.
Straight answers
Common questions from new homeowners
Should I update my auto insurance after moving?
Yes. Tell your auto insurer about your new residential and vehicle garaging address. Your premium or eligibility may change depending on the location and other factors.
Does homeowners insurance cover flooding?
Standard homeowners policies typically exclude flooding. A separate flood policy may be available; ask about coverage and any applicable waiting period before relying on it.
Is my home insured for its market value?
Not necessarily. The amount used to insure your dwelling is generally based on an estimate of rebuilding cost rather than the home’s purchase or market price. Review the policy terms and limits with your agent.
What should I keep in a home inventory?
Consider photos, descriptions, receipts, serial numbers and estimated values of major belongings. Keep a copy in a secure place you can access if your home is damaged.
Hoppy to help
Questions about your insurance? We’re all ears.
Buying a home, moving, or reviewing your coverage? Give Hoppy a call. We’ll help you understand your options in Virginia or Florida.
General educational information only; not a substitute for advice about your specific property or insurance needs. Coverage, eligibility, deductibles, exclusions, availability and pricing depend on the carrier, state and actual policy. A quote request does not bind or change coverage. Confirm policy effective dates and requirements with an authorized insurance professional.
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