If you’re a homeowner in Chesterfield County, you’ve probably heard this before: “You don’t need flood insurance unless you’re in a FEMA flood zone.” But here’s the truth—flooding can happen anywhere, and in recent years, it’s happened in places where residents never expected it. At Hoppy Insurance Agency, we’ve seen firsthand how misleading this myth […]

Running a small business in Chesterfield County is more than a job—it’s a commitment to your community. Whether you’re operating a coffee shop in Midlothian, contracting in Bon Air, managing a real estate office in Chester, or running a food truck at local events, your business is exposed to risks every day. From property damage

Buying a home is one of the most exciting and important milestones in life. Whether you’re purchasing your first house in Midlothian, upgrading to a larger home near Bon Air, or relocating to a quiet neighborhood in Chester, closing on your new home in Chesterfield County should be a smooth and celebratory process. But here’s

Living in Chesterfield County, Virginia offers a little bit of everything—historic neighborhoods, family-friendly suburbs, and quick access to both the city of Richmond and natural getaways like Pocahontas State Park. But with our diverse seasons comes a real mix of weather risks that can impact your home—and your home insurance rates. If you’re a homeowner

Chesterfield County is a fantastic place to call home, offering a blend of suburban comfort, historic charm, and modern amenities. Whether you’re a first-time homebuyer, looking to upgrade, or considering an investment property, understanding the local housing market and insurance requirements is essential. Let’s dive into what you need to know before making your move.