A Chesterfield Homeowner’s Guide to Understanding the Most Common Deductible in Home Insurance If you’re a homeowner in Chesterfield County, Virginia, you probably have a home insurance policy in place to protect your biggest investment. But if you’ve ever had to file a claim—or even just reviewed your declarations page—you’ve likely seen a line that […]
What Parents Need to Know Before Handing Over the Keys Back-to-school season in Chesterfield County brings a familiar mix of excitement, routine, and maybe a few nerves—especially if your teenager is starting to drive. Whether your teen just got their learner’s permit or is heading off to high school in their first car, this milestone
Back to School in Chesterfield: Auto Insurance Tips for Teen Drivers Read More »
(And How to Start Saving Today) If you’re a homeowner or driver in Chesterfield County, you’re probably looking for ways to save on your insurance—especially with rising costs across Virginia. But here’s the good news: most people are leaving money on the table without even realizing it. At Hoppy Insurance Agency, we help local families,
The Best Insurance Discounts Most Chesterfield Residents Don’t Know About Read More »
If you’re a homeowner in Chesterfield County, you’ve probably heard this before: “You don’t need flood insurance unless you’re in a FEMA flood zone.” But here’s the truth—flooding can happen anywhere, and in recent years, it’s happened in places where residents never expected it. At Hoppy Insurance Agency, we’ve seen firsthand how misleading this myth
Do You Need Flood Insurance in Chesterfield County? Here’s What FEMA Maps Don’t Tell You Read More »
Running a small business in Chesterfield County is more than a job—it’s a commitment to your community. Whether you’re operating a coffee shop in Midlothian, contracting in Bon Air, managing a real estate office in Chester, or running a food truck at local events, your business is exposed to risks every day. From property damage
2025 Guide to Business Insurance in Chesterfield County, Virginia Read More »
Cruising through the winding backroads of Chesterfield County on a motorcycle is a feeling like no other—freedom, adrenaline, and a deep connection to the road. Whether you’re riding along Beach Road, heading out toward Pocahontas State Park, or commuting through Midlothian, being a biker in Virginia comes with both joys and serious responsibilities. At Hoppy
Chesterfield County Motorcycle Riders: Insurance Tips for a Safer Ride Read More »
Buying a home is one of the most exciting and important milestones in life. Whether you’re purchasing your first house in Midlothian, upgrading to a larger home near Bon Air, or relocating to a quiet neighborhood in Chester, closing on your new home in Chesterfield County should be a smooth and celebratory process. But here’s
Driving without insurance is a risky proposition—one that can have serious legal, financial, and personal consequences, especially here in Chesterfield County, Virginia. At Hoppy Insurance Agency, we understand that life can be unpredictable, and sometimes people make decisions in haste. However, going without auto insurance isn’t just a minor oversight—it can turn into a costly
What Happens If You Drive Without Insurance in Chesterfield County? Read More »
Living in Chesterfield County, Virginia offers a little bit of everything—historic neighborhoods, family-friendly suburbs, and quick access to both the city of Richmond and natural getaways like Pocahontas State Park. But with our diverse seasons comes a real mix of weather risks that can impact your home—and your home insurance rates. If you’re a homeowner
If you drive in Virginia, you need to be aware of recent changes in auto insurance laws that could impact your coverage and costs. Whether you’re renewing your policy or shopping for a new one, understanding these updates can help you make the best decisions for your budget and protection. Let’s break down what’s new
Virginia Auto Insurance Changes: What Drivers Need to Know in 2025 Read More »
